Attention homeowners in Searcy and White County: Get an Appraisal today!

Here are the top seven reasons why AR homeowners call on Douglas Appraisals:

  1. Find the right listing price (whether they're selling the home on their own or using a real estate agent)
  2. Challenge White county's assessment of your property
  3. Remove PMI to reduce their mortgage payment
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. In the case of a AR divorce, when real estate needs to be divided
  7. Settle an estate in AR by determining the true market value of property in question

Need help determining the value of your house in or near Searcy, AR?
Contact Douglas Appraisals.

At Douglas Appraisals, we understand the special needs of a customer in need of appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. As our valued client, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we report our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Douglas Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It gives you something concrete to show the buyer. It's an independent third party's opinion of your property's price, and not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value report than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable money saver for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. Douglas Appraisals is experts in helping homeowners just like you rid yourselves of undesirable PMI insurance.

Challenging a property tax assessment

Lets say your house is not appreciating as much as other properties nearby -- your local tax assessor may have your home overvalued. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. Getting an appraisal report from Douglas Appraisals is your #1 weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your home is in or near a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inopportune from a cash flow angle, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Douglas Appraisals can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you'd like to have a veteran appraiser double-check it for efficiency or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had in the past. Even though this is usually requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your home.